Age 65 Is The WORST Time To Start CPP

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Every situation is unique, and there are many good reasons to start CPP at age 65, but there are also some compelling reasons not to.

Is age 65 possibly the WORST time to start CPP? In this video we're going to explain why age 65 may be the WORST time to start your Canada Pension Plan benefit. We will take a closer look at how CPP is calculated, specifically the “actuarial adjustment” that incentivizes retirees to delay CPP, and how that “actuarial adjustment” creates a less of an incentive to take CPP at age 65.

In the video we’ll mention a detailed CPP breakeven analysis, if you want to see that analysis in more detail, use this link…

https://www.planeasy.ca/taking-cpp-early-or-late-how-long-until-breakeven/

In this video:
- How is your CPP benefit calculated at different start ages
- Age 60 vs 65 vs 70
- Annual increase in CPP both in $'s but also %'s
- Why you should do a personalized CPP estimate for your situation


Disclaimer: This video is for educational purposes only and does not constitute investment advice or financial advice. All information provided is for illustrative purposes only and you should not rely on such information as the primary basis of your investment, financial, or tax planning decisions. Every effort has been made to ensure the accuracy of its contents. No representations, warranties or guarantees are made as to the accuracy of any estimates or calculations provided. Nothing in this material should be construed as investment or tax advice, or a solicitation or offer, or recommendation, to buy or sell any financial product or securities. Before making any financial decision, you should review your situation with a financial planner.


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