How to buy multifamily real estate | qualify for investment property | DSCR loan no W2
What does it actually take to buy a multifamily property? 👇
Most people think it's out of reach. It's not. Here's what the bank actually looks at:
→ 20-25% down payment → Credit score 680+ → 6 months reserves in the bank → The property's rental income covers the mortgage → DSCR loan = no W2, no pay stubs needed → 2-4 units = residential loan → 5+ units = commercial loan
The tenants pay the mortgage. You build the wealth. 💼