Update: The 21st Century ROAD to Housing Act became law on July 11, 2026, after President Trump neither signed nor vetoed the bill within the constitutional deadline.
In this episode, Nathan sits down with Troy Silfies, VP of Tax at Hall CPA, to discuss the new 21st Century Housing Bill and what it could mean for investors, builders, landlords, lenders, and prospective homebuyers.
Together, they examine the proposed 350-home threshold for large institutional investors, the bill's key exceptions, build-to-rent developments, rent-to-own programs, manufactured housing, and other provisions that could influence housing supply and real estate investment.
If you invest in real estate, this conversation will help you understand what's changing, what could happen next, and how the legislation may affect the market.
Request a free discovery meeting: go.therealestatecpa.com/mlre
Register for FREE access to the 2026 Hall CPA Tax Strategy Summit: www.taxandlegalsummit.com/2026signup
Join the Hall CPA Team: www.therealestatecpa.com/careers/
Get the Ultimate Guide for Real Estate Syndications: go.therealestatecpa.com/mlreultimateguide
Submit your questions to: go.therealestatecpa.com/question
00:00 Introduction 00:34 What Is the 21st Century Housing Bill? 01:09 How the Bill Started & Why It Matters 05:38 More Than Just Institutional Investor Limits 07:25 Hall CPA Summit (Sponsor Message) 08:24 The 350-Home Rule Explained 10:03 What Counts as a Single-Family Home? 12:04 Existing Owners, 180-Day Delay & Grandfathering 14:24 Exception #1: New Construction & Renovation for Sale 17:31 Exception #2: Build-to-Rent Projects 17:59 Exception #3: Renovate-to-Rent Programs 20:44 Exception #4: Rent-to-Own Programs 23:20 Exception #5: Homeownership Support Programs 27:17 Exceptions for Foreclosures & Lenders 29:20 Buying From Other Investors 30:49 Documentation Requirements 31:22 Will the Bill Actually Help Housing? 32:23 55+ Communities Exception 34:02 Reporting Requirements & Penalties 38:40 Seven-Year Holding Rule Removed 40:08 Other Key Provisions: Veterans, Manufactured Housing & Opportunity Zones 42:17 Final Takeaways
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