HELOCs, Hard Markets, and The 10-Year Real Estate Retirement Plan

What’s your real estate retirement plan? How should you fund your rentals? And why is today’s housing market so hard to cash flow? These are just some of the questions that regular real estate investors ask themselves. In a high interest rate, low inventory environment like 2023, landlords need to find better deals, use better financing strategies, and look for different ways to profit, to turn their portfolios into passive income-generating machines.

Welcome back to a Seeing Greene episode that has questions from all over the nation. Some investors wonder why their cash-on-cash return numbers look so bleak. Others are debating using a HELOC (home equity line of credit) to buy rentals, even as interest rates continue to rise steadily. You'll hear answers to those questions all while David touches on topics around buying for cash flow vs. appreciation, how to buy rental properties while in college, how to find off-market properties, and where to meet private money lenders!

Want to ask David a question? If so, submit your question here (https://www.biggerpockets.com/david?utm_source=youtube&utm_medium=description&utm_campaign=none) so David can answer it on the next episode of Seeing Greene. Hop on the BiggerPockets forums and ask other investors their take, or follow David on Instagram to see when he’s going live so you can hop on a live Q&A and get your question answered on the spot!

00:00 Intro
01:45 Quick Tip
02:08 Starting a Construction Company
07:25 Can't Find Cash Flow?
10:29 10-Year Real Estate Retirement Plan
15:41 Questions from the Comment Section
21:41 Should I Use a HELOC to Buy More Rentals?
25:53 Buying Rentals as a College Student
29:19 When to Hire a Virtual Assistant
33:15 Where to Find Off-Market Properties
40:42 Ask David Your Question!

~~~~
Join BiggerPockets for FREE 👇
https://www.biggerpockets.com/signup?utm_source=owned_media
~~~~
Grab Some BiggerPockets Merch:
https://bit.ly/biggerpocketsswag
~~~~
Find an Investor-Friendly Agent in Your Area:
https://www.biggerpockets.com/agent/match?utm_source=owned_media
~~~~
Sign Up for BiggerPockets Pro and Use Code “David” at Checkout:
https://www.biggerpockets.com/membership-types?utm_source=owned_media
~~~~
Ask David Your Real Estate Investing Question:
https://www.biggerpockets.com/david?utm_source=youtube&utm_medium=description&utm_campaign=none
~~~~
Amy Mahjoory's Masterclass on Private Lending:
Part 1: https://www.biggerpockets.com/blog/real-estate-636?utm_source=youtube&utm_medium=description&utm_campaign=none
Part 2: https://www.biggerpockets.com/blog/real-estate-637?utm_source=youtube&utm_medium=description&utm_campaign=none
Part 3: https://www.biggerpockets.com/blog/real-estate-654?utm_source=youtube&utm_medium=description&utm_campaign=none
Part 4: https://www.biggerpockets.com/blog/real-estate-655?utm_source=youtube&utm_medium=description&utm_campaign=none
~~~~
How to Calculate Cash-on-Cash Return:
https://www.biggerpockets.com/blog/cash-on-cash-return?utm_source=youtube&utm_medium=description&utm_campaign=none
~~~~
Learn More About David’s Full Real Estate Team:
https://davidgreene24.com/
~~~~
Connect with David on BiggerPockets:
David: https://www.biggerpockets.com/users/davidgreene24?utm_source=youtube&utm_medium=description&utm_campaign=none
~~~~
Follow David and BiggerPockets on Instagram:
@davidgreene24 or https://www.instagram.com/davidgreene24/
@biggerpockets or https://www.instagram.com/biggerpockets/

Episode 714

Show notes at: https://www.biggerpockets.com/blog/real-estate-714?utm_source=youtube&utm_medium=description&utm_campaign=none

#biggerpockets #realestatepodcast #episode714


Did you miss our previous article...
https://trendinginrealestate.com/where-to-buy/fixer-uppper-fha-203k-rehab-loan-lessons-learned