NEW 2023 FHA Loan Requirements — The Ultimate Guide For First Time Buyers

If you're thinking about applying for an FHA loan in 2023, you're in the right place. In this video, I'm breaking down all the new FHA loan requirements you need to know about. From credit scores to debt-to-income ratios, I've got you covered. So if you're planning to buy a home in the next year, make sure you watch this video to get all the details on what it takes to qualify for an FHA loan.

Max Price Calculator → https://www.winthehouseyoulove.com/maxprice
Agent Referral → https://homeandmoney.com/kyle/
Loan Limit Lookup Tool → https://entp.hud.gov/idapp/html/hicostlook.cfm
Condo Lookup → https://entp.hud.gov/idapp/html/condlook.cfm
Credit Score Simulator → https://www.winthehouseyoulove.com/credit

► ► Get Pre-Approved With My Team → https://www.winthehouseyoulove.com/lender
► ► Get An Agent Referral → https://www.winthehouseyoulove.com/agent

TOP RESOURCES
💪 Let Us Beat Your Loan Estimate → https://www.winthehouseyoulove.com/compare
📉 Today’s Rates → https://www.winthehouseyoulove.com/rates
🏡 Max Purchase Price Calculator → https://www.winthehouseyoulove.com/maxprice
📅 Complete Buying Timeline → https://www.winthehouseyoulove.com/timeline
📊 Loan Comparison Calculator → https://www.winthehouseyoulove.com/advisor
🎓 Lower Student Loan Payments → https://www.winthehouseyoulove.com/student
💳 Credit Score Simulator → https://www.winthehouseyoulove.com/credit

TIMETAGS
0:00 NEW 2023 FHA Loan Requirements: Everything You Need To Know
0:27 FHA Highlights
2:12 Quick Pros/ Cons
4:01 Big Changes
5:53 What is FHA?
7:54 Who is Kyle Seagraves?
8:24 Down Payment
9:06 Down Payment Assistance
11:46 Closing Costs
12:33 Loan Estimate Walkthrough
15:21 Proof of Funds
19:34 Seller Credits
21:38 Home & Money
21:53 Credit Score
25:37 ScoreMaster
26:09 Big Lender Problem
26:22 Overlays
27:29 Credit Events
29:09 Biden's Admin CAIVRS wipe
30:04 Credit Events
30:55 FHA Rates
32:54 Mortgage Insurance
35:53 Property Requirements
38:23 Condos
41:02 House Hacking
44:25 Property Condition
47:42 Appraisal Highlights
51:58 Example Homes
54:59 Loan Limits
57:09 Income & Affordability
1:03:47 Co-Signers & Co-Borrowers
1:06:43 Max Purchase Price Calculator
1:08:12 FHA vs. other loans
1:10:06 Student Loans
1:11:34 IDR Allowed
1:13:14 Student Loan IDR Help
1:13:49 Automated and Manual Underwriting
1:20:41 Special Requirements
1:21:45 Refinancing
1:23:21 Rehab Options
1:23:54 FHA Bridge Strategy
1:25:45 Success Rate & Seller Perception
1:26:31 Clip from Javier Vidana
1:28:55 Make Your FHA Offer Stand out
1:30:31 How to get one

— DISCLAIMER —
Kyle Andrew Seagraves is Federal Mortgage Loan Originator (NMLS 1701021) licensed in all 50 states with the Dan Frio Team at Allied First Bank (NMLS 203463), an Equal Housing Lender. Separately, Kyle owns Win The House You Love LLC, an education company. Win The House You Love LLC is not a lender, does not issue loan qualifications, and does not extend credit of any kind. This video is only for educational usage. All calculations should be verified independently. This video is not an offer to lend and should not be used directly to make decisions on home offers, purchasing decisions, or loan selections. Not guaranteed to provide accurate results, imply lending terms, qualification amounts, or real estate advice. Seek counsel from a licensed real estate agent, loan originator, financial planner, accountant, and/or attorney for real estate, legal, and/or financial advice. Allied First Bank is not affiliated with the VA, FHA, or any other government agency. This video has not been approved by any government agency.