Dave Ramsey said "Right Now Is The Best Time To Buy A House" as housing affordability is at the lowest level in history and interest rates are hitting 23 year highs. Following Dave Ramsey's advice might make you broke when it comes to homeownership especially in this housing market. In this video, we discuss why Dave Ramsey believe's right now is a great time to become a homeowner in addition to discussiing his principles on becoming a first time home buyer from The Dave Ramsey Show.

Dave Ramsey Is WRONG About Buying A House ⏩Watch this NEXT ⏩ https://youtu.be/uUK8__aLgNM
How to Buy a House in 2023 ⏩Watch this NEXT ⏩ https://youtu.be/y7STnAye41o

✅ - Get a Personal Referral to a Mortgage Expert or a Professional Realtor - http://www.jebsmith.net/referral

🏠 - First Time Home Buyer Course - http://www.becominghomewise.com

🎙- The Educated Home Buyer Podcast -
Spotify - https://open.spotify.com/show/3Ho4sTORqrLYlkBwWUkSBA
Apple - https://podcasts.apple.com/us/podcast/the-educated-homebuyer/id1611226020

Dave Ramsey believes your ready to buy a home if:

1. You’re debt-free with a full emergency fund.
2. You have a good down payment.
3. You can afford monthly house payments and home maintenance.
4. You can pay your own closing costs.
5. You can cash flow moving expenses.
6. You plan on staying put for a while.
7. You have an expert real estate agent you can trust.

Dave Ramsey's 25% House Rule - To calculate how much house you can afford, use the 25% rule: Never spend more than 25% of your monthly take-home pay (after tax) on monthly mortgage payments.

Connect with me 👇
Jeb Smith (huntington beach Realtor/orange county real estate)
DRE 01407449
Coldwell Banker Realty
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#housingmarket #housing #daveramsey


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